Generational Wealth Transfer

Demographic shifts are adding even more fuel to the retail revolution. Over the coming years, a significant portion of household wealth will pass from older generations (Baby Boomers and the Silent Generation) to Millennials and Gen Z. The chart referenced shows that while Baby Boomers currently hold a large share of total wealth, Millennials and younger cohorts are poised to inherit vast amounts of capital.

This shift represents a massive opportunity. Younger investors are more comfortable with technology, tend to be self-directed, and actively explore novel asset classes—whether that is meme stocks, decentralized finance, or tokenized real estate. They seek platforms that align with their digital-first lifestyles, offering flexibility, instant updates, and full transparency.

As these investors gain more financial power, the demand for unbiased, 24/7 access to market intelligence will likely grow. They expect interfaces that make sense on mobile devices, streamlined experiences that let them switch between different assets, and tools that allow them to learn continuously about the markets they enter.